Credit Profile Authorization
By clicking the check box following this notice and continuing with the application process, you understand and agree that you are authorizing each of Cross River Bank, a New Jersey-chartered bank, and Peerform, Inc. ("Peerform "), to obtain consumer
reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian, and Equifax.
You also authorize Cross River Bank and Peerform to verify information in your application, and you agree that Cross River Bank or Peerform may contact third parties to verify any such information. Cross River Bank or Peerform as appropriate may use your consumer reports to authenticate your identity, to make credit decisions, to administer the resale of Payment Dependent Notes ("PDNs") associated with your loan, and for related purposes.
You direct Cross River Bank and Peerform to provide on your behalf certain elements of your application, as well as consumer report information (but not including your name) to users of the www.peerform.com website who are registered as investor members ("Investor Members") for purposes of making decisions whether to purchase or to resell PDNs associated with your loan. You authorize Cross River Bank and Peerform to obtain new consumer reports and related information each time you request a loan, during the processing or closing of a loan to you, or at various times during the term of your loan in connection with the servicing, monitoring, collection or enforcement of the loan or the resale or potential resale of any PDNs associated with the loan.