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Peer-to-Peer Home Improvement Loans

❖ Love your house, but concerned that it no longer accommodates your growing family?

❖ Dreaming of a gourmet kitchen or luxury bathroom?

❖ Want to sell, but need to bring your home up to comparable standards?

If you are ready to start a home improvement project, but have no way to pay for it, you need a Peerform loan. Maybe you saved up for the project, but now the materials and contractors are more than you budgeted? A Peerform home improvement loan can help you bridge that gap.

With the Peerform easy-to-use online marketplace lending platform, you can be on your way to obtaining the personal loan you need.

Sensible Home Improvement Projects

Before taking out a home improvement loan, there are a few important factors to consider. Not every home improvement project is worthwhile, and in most cases, you will not recover your costs if and when you decide to sell.

Clarify your home improvement goals. Are you remodeling because your family needs additional space? To satisfy your dreams for luxurious interiors? To improve its competitive edge in the home sales market? Depending on the project, the costs could be significant and the return on your investment may be little if any. Here are a few examples:

The Peerform Advantage
  • Fast decision

  • Wide range of borrower eligibility

  • Application is free

  • Process is simple

  • No collateral

  • No hidden fees

  • Quick transfer of funded loans

  • Competitive rates

  • Unique approach to accessing creditworthiness

Kitchen Remodel

Do you want a kitchen that satisfies your culinary dreams of preparing delicious meals in comfort and style? Great! Keep in mind, however, that kitchen remodeling is among the most expensive of home improvement projects and you will not recoup much from the investment. Remodeling your kitchen can cost you as much as $100,000, depending upon how much of your current space is re-structured, the materials you use, design, etc.

While remodeling a kitchen may not seem ideal for someone renting a home or looking to relocate, it is definitely an attractive option if you plan to stay put and are not pinning your hopes on significantly increasing your asking price when you sell. If you find yourself in the latter camp, then by all means, expand, upgrade and start cooking!

Luxury Bathroom

If your bathroom is inefficient, or you only have one, then adding or upgrading a bathroom makes a lot of sense.

Practically every home today has at least two bathrooms, and many have a master bath alongside the master bedroom. If you live in an older home, with a single, basic bathroom, then an upgrade or additional bathroom is worth the investment, both for your enjoyment as well as making the property more attractive when it comes time to sell. Minor upgrades such as updating the plumbing, tiles, light fixtures, etc. does not cost very much, averaging between $3,000-12,000. However, the luxury bath that you remember from those five-star resorts is worth the investment only for your pleasure. You may not make your initial investment worth it when you sell.

Home Improvement Loan

Financing your Home Improvement Project

Here is why a Peerform loan is better than some other home improvement loans:

  • Some lenders require collateral

  • Some lenders take a long time to process

  • Some lenders charge you excessive fees and interest rates

  • Some lenders require an excellent credit history, and you may need a co-signer

The Peerform platform provides an easy application process that you can complete online and a unique algorithm – The Peerform analyzer – for determining your creditworthiness, which takes into account other factors beyond your FICO score.

You may be eligible for a Peerform home improvement loan even if you have a FICO score of 600. Other benefits of choosing Peerform include:

  • No hidden fees

  • Rates are fixed and affordable

  • Option of easy monthly payments set up via direct withdrawal from your bank account

  • The application and loan issuance process is fast, sometimes faster than the time it will take to pick out that new tile for your luxury bathroom.

Don’t be tempted to put it all on the credit card—your manageable home improvement budget will easily spiral out of control.

Skip the hassle with other lenders. Apply today for a Peerform home improvement loan and start enjoying your beautifully remodeled living spaces!

Apply Now for your Home Improvement Loan

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