This is why the Peerform marketplace platform is the place to come because we are aware of these factors and know
that your FICO is only one aspect of your creditworthiness. Our mission is to help you
climb out of your debt, not to make it more onerous, or penalize you with higher interest
rates and unexpected fees.
Elective procedures are costly and time-sensitive
Elective procedures are not necessary to keep you alive, but they can be very important for
your emotional health and quality of life. Elective procedures include: infertility
treatments, cosmetic surgeries, laser vision correction, dental implants, hip replacement
surgery, among others. Since they are considered to be “elective” your insurance carrier
is not likely to cover or to cover only a small percentage of the total costs.
If you do not have the money on hand, you may feel forced to delay these important
procedures. With a Peerform loan, you can take care of the procedure now
and get on with your life as quickly as possible. Our loans
come with competitive, low-interest rates and can be repaid over 3 years, in affordable
installments automatically deducted from your account.
Medical debt can force you into bankruptcy
A medical financing loan from Peerform can help you recover from the devastating impact of medical debt.
If you are forced to add medical care debt to all the other debt you may be holding,
such as credit card debt, student loans, mortgages, or car loans, you may find
yourself in bankruptcy. In fact, the NerdWallet report states that medical bankruptcy
is the number one cause of bankruptcy filings in the US. A Peerform loan allows you
to consolidate your debt including any medical expenses and pay it back over a period
of three years at a very reasonable rate (APR).
We want to help you stay out of bankruptcy. A Peerform medical loan can help to cover your medical bills, help you protect your credit rating and bring much needed
relief to an already stressful situation.
The Peerform lending platform was created by people who want to help you.
We know that medical debt is not the result of poor fiscal management. Hard working responsible
Americans like you suddenly find yourselves in a story you never imagined. Here is a typical
one: You wake up with back pain, go to the doctor, they prescribe pain pills, you think this
is the solution, the pain gets worse, another trip to the doctor reveals a fast-moving bone
marrow cancer. You suddenly find yourself facing astronomical medical expenses that wipe out
your entire savings, emergency fund, and retirement plans. Several specialists are needed,
none of which are covered by your health insurance plan. In the end, you find yourself with
tens of thousands of dollars in physicians and hospital bills that are impossible to cover.