I picked Peerform because it had some amazing reviews concerning the application process and the great interest rates offered.
My Peerform loan has allowed me to save money and time by consolidating my debts into one lower monthly payment.
* Eligibility for a loan is not guaranteed and requires that a sufficient number of investors commit funds to your loan. All loans are originated by Cross River Bank, a New Jersey state-chartered commercial bank, member FDIC. To be eligible for the $25 GiftCards.com Visa® Gift Card (the “Reward”), you must (i) be 18 years or older; and, (ii) post, or refer a friend who posts, a loan listing on www.peerform.com resulting in an originated loan. If you meet these criteria, Peerform will e-mail you a link to fulfill your gift card order. This offer is non-transferable and cannot be combined with any other promotional offer from Peerform. Peerform reserves the right at its sole discretion to disqualify any individual from this promotional offer. This offer is void where prohibited or restricted by law. This offer only applies to loan listings coming from www.peerform.com/invited
** APR = Annual Percentage Rates. All loan and rate terms are subject to eligibility restrictions, application review and Cross River Bank approval. Sample APRs are for illustrative purposes. Peerform three year Personal Loan APRs range from 5.99 % (AAA) to 29.99 % (DDD), three year Consolidation Loan APRs range from 5.99 % to 25.05 %, and five year Consolidation Loan APRs range from 12.57 % to 21.95 %. Peerform three year Personal Loan and Consolidation Loan Origination Fees range from 1.00 % to 5.00 %, and five year Consolidation Loan Origination Fee is 5.00 %. For example, you could receive a loan of $5,000 with an interest rate of 16.49% and a 5.00% origination fee of $250 for an APR of 20.19%. In this example, you will receive $4,750 and will make 36 monthly payments of $177.00. The total amount repayable will be $6,372. Only the most creditworthy applicants qualify for the lowest rates and longest loan terms. Rates will generally be higher for five year Consolidation Loans. All APRs are based on a proprietary scoring system. The availability of the five year Consolidation Loan repayment term may be limited. Eligibility for a loan is not guaranteed. Consolidation Loans cannot be used to refinance student loans or for education-related expenses (such as tuition and fees, books, supplies, miscellaneous personal expenses, room and board).
Personal Loans and Consolidation Loans are available to residents of Alaska, Alabama, Arkansas, Arizona, California, Colorado, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin. Consolidation Loans are available to residents of the above states by invitation only. All loans are made by Cross River Bank, a federally-insured New Jersey chartered commercial bank, member FDIC. Please refer to your loan documents for additional terms and conditions.